Taxes for non-residents with property or investments in Spain
Tax advisory service for foreigners who own property or investments in Spain and live in another country.
What problem do we solve?
- Many non-residents believe that because they live abroad, they have no tax obligations in Spain.
- There is a risk of penalties, surcharges and double taxation if this is not managed properly.
Example:
‘If you live outside Spain but own a property, rental income or investments here, you still have tax obligations. The rules can be complex and it is easy to overlook forms or deadlines, with the risk of surcharges and penalties.’
What our service involves
- Calculation of taxes payable by non-residents on their property, rental income or other investments in Spain.
- Preparation and submission of the necessary tax returns each year, ensuring that no deadlines are missed.
- Review of rental contracts and guidance on how this income is taxed in Spain and how it can be declared in your country of residence.
- Coordination with your advisors abroad to reduce double taxation as far as possible.
- Representation before the Tax Agency: receiving notifications, responding to requests and handling paperwork without you having to travel.
- Legal review of purchase, deposit and rental contracts.
- Coordination with notaries and registries to ensure that the transfer of ownership is carried out in accordance with the law.
- Advice on inheritance and donations related to property in Spain (in coordination with your country of residence).
Who is this service for?
- People who live outside Spain and own a home here for their own use or as a holiday home.
- Non-resident owners who rent out their property in Spain.
- Foreign investors with real estate, shares or holdings in Spanish companies.
- Professionals or self-employed individuals who invoice services in Spain but maintain their tax residence in another country.
How we work with you
- Initial review of your case (country of residence, type of property or investment, current situation with the tax authorities).
- Preparation of a tax plan: which forms to submit, deadlines and approximate tax estimate.
- Signing of representation and submission of taxes on your behalf.
- Annual follow-up: reminder of deadlines and review if your income or investments change.
Benefits of working with AC Advisors
- You avoid penalties and surcharges for not knowing your obligations as a non-resident.
- You have an advisor in Spain who takes care of everything with the Tax Agency.
- Your situation in Spain is coordinated with that of your country, reducing the risk of paying twice for the same thing.
- Online communication in your language, without having to travel.
- Specific experience with non-resident and foreign clients.
Short case study
‘A client residing in Germany with a rented flat in Valencia. He had not filed taxes in Spain for years because he thought that declaring the rent in Germany was sufficient. We reviewed his situation, regularised the pending tax years and designed a tax return schedule for the following years, avoiding future problems. In addition, we reviewed the rental contracts and updated the clauses to protect his interests as a non-resident owner.’
If you live outside Spain and own property or investments here, we can review your case and take care of your taxes for you